BitMinutes is the first prepaid airtime token to provide low-cost financial services to the world's two billion unbanked consumers. BitMinutes serve as the universal cryptocurrency for enabling global telecommunications providers, retail merchants and a network of trusted agents to offer free money transfer and guaranteed loans to six billion cellphone users. The primary goal of Bitminutes ICO is to provide access to key financial services for over two billion unbanked worldwide.

The first Cross-Chain Interoperable DeFi Ecosystem, built natively on Avalanche The ActaFi Ecosystem brings a complete DeFi suite that incentivises user-base growth and motivates the user activity, offering both DeFi products and features in a single ecosystem. Every interaction within the ActaFi Ecosystem is executed on-chain, by smart contracts.

CRED, formerly Libra Credit, is a decentralized lending ecosystem that facilitates open access to credit anywhere and anytime based on the Ethereum blockchain.

Digiwills is a service based on a smart contract that aims to ensure that your digital assets are not lost or fall into the wrong hands. Thanks to the blockchain technology, with this innovative service it will be possible to safely leave all your digital assets. Such as: Access to Cryptographic Portfolios, Exchange, bank accounts, emails and passwords of your social networks and everything that only you have access to. With this service we can leave everything in order for our families to enjoy our digital assets. Decentralized The service will be based on an smart contract in the blockchain, this means that no entity or person will have access or control to the data of the users. Only the users themselves and the successors will have access, once the information is sent to them. Reliable The data will be stored in the blockchain, encrypted with the owner's key. Once in the blockchain there will be no way to alter or read them without the owner’s key. Safe Being a decentralized service, the data will be replicated throughout the network so losing them will be impossible. How it works On the platform, the user will be able to create an account where they can save sensitive data, such as: users and passwords, details of bank accounts or any information they wish to be grouped in blocks (Wills), in the blockchain in a secure way, to these blocks the user can assign successors which will receive the information contained in the block (Will). These blocks (Wills) will be encrypted using the unique key of each user, therefore only the owner will have access to said information and his assigned successors once he meets certain criteria. The service will consume an amount of the Digiwills Token (DGW) daily, as a condition to keep your data retained. If account run out of funds, the system will send the data to successors.

By accepting to share their shopping data with the network, a shopper earns reward tokens, while the data is used by retailers to build redemption offers that best suit each customer’s needs. Shoppers can redeem their tokens through these exclusive and personalized offers.

By establishing a virtual gaming economy platform based on Blockchain technology, which will correlate in-game achievements with a rewarding mechanism, BUFF will enable gamers to accumulate coins in the background as they continue to play uninterruptedly, benefiting gamers with a new incentive to spend more time gaming, and opening a new marketing approach for game publishers to interact for longer time periods with gamers to increase loyalty to their brands.