Bloom

Bloom

Trading
19,974 Views
Bloom brings credit scoring to the blockchain. Founded Stanford engineers, Bloom makes credit global and inclusive. Bloom allows both traditional and digital currency lenders to serve billions of people who currently cannot obtain a bank account or credit score. Joey Krug (Augur / Pantera) and Joe Urgo (District0x) serve as advisors.
General
Website: Visit
White paper: Read
ICO Time: 30 Nov 2017 - 30 Dec 2017
Country: USA
Token info
Ticker: BLT
Platform: Ethereum
Token Type: ERC20
Available for sale: 150,000,000 BLT (50%)
Total supply: 150,000,000 BLT
Financial
Raised $ 40,000,000
ICO Price: ≈ 1.16 USD
Accepting: ETH
Hard cap: 50,000,000 USD
Screenshots taken on 5 Feb 2018
Phase 1: Bloom Invitation System and Voting
Phase 1 will allow for users to use BLT to invite their friends and colleagues to seed the initial network securely. Users with BLT will be able to vote on early development-related proposals for the future of the network.
Phase 2: Bloom Identity Matching (BloomID)
Phase 2 will deploy an application allowing users to verify their identity and get matched with their BloomID. During this phase, users will be able to confirm identity information as well as add additional information which will be reflected in their score.
Phase 3: Credit Staking (Precursor to BloomScore)
Peer to Peer staking modules will be built first, followed by organizational staking.<br />
Phase 4: Creditworthiness Assessment (BloomScore)
Phase 4 will allow users to check their score, as well as open up a developer ecosystem for additional decentralized lenders to check a given user’s BloomScore, providing sufficient privileges are granted from the loan recipient.
Phase 5: Bloom Credit Protocol Launch + BloomCard
Once the risk assessment and scoring protocol is complete, Bloom will launch the BloomCard. The BloomCard will serve as the first full credit card on the blockchain, offering credit services to the nearly three billion individuals who are currently not able to participate in the global credit ecosystem.
Phase 6: Democratized Autonomous Credit Infrastructure
BLT flows through the network. Lenders, data attestation providers, and borrowers all own Bloom Token and their amount acquired will correlate to their influence on the network. As a result, there is an even distribution of BLT relative to a given player’s influence in the ecosystem. Assigning the ability to propose and vote on scoring-level improvements and accrediting actors within the network to these tokens creates a fair and democratized setup.
John Backus
Participates in a number of projects
Alain Meier
Participates in a number of projects
Daniel Maren
Participates in a number of projects
Ryan Faber
Participates in a number of projects
Jesse Leimgruber
Participates in a number of projects

Advisors (4)

David Raphael
Infinity Media
Participates in a number of projects
Devon Zuegel
Independent Consultant
Participates in a number of projects
Joseph Urgo
Co-Founder District0x
Participates in a number of projects
Meg Nakumura
CEO of Shift Payments
Participates in a number of projects
ICO List
Other Interesting ICOs
Upcoming
Artcoin
The art world is traditionally anything but transparent, and that’s where ArtCoin, an investor-driven collective, creates real change for investors. Guiding users through transactions using cryptocurrencies, ArtCoin enables investors to benefit from the increased security and transparency of the Smart Contracts platforms. By pulling together information that everyday investors normally can’t access, ArtCoin democratizes the art market and acts as a direct liaison between investors and the art industry.
Upcoming
Apillon
Apillon is a Web3 development platform empowering developers to build in the Polkadot ecosystem. Through standard API connections, it provides the complete technology stack of connected services for creating NFT, GameFi, DeFi, and other Web3 products easily, reliably, and fast.
Upcoming
Gluon
Gluon’s platform establishes an interconnected network of vehicles where individuals and businesses can monitor, track, tune, and diagnose the issues in them. Not only can customers diagnose their vehicles themselves, order parts, and request bids on repairs, but they can schedule repairs, send/receive payments for services and goods. Consumers can tune their vehicles for optimal performance and/or regulate their use.Repair shops can diagnose vehicles more cost-effectively and accurately order the correct parts. Vehicle service record, repairs, diagnostics, smog tests are all stored in the Gluon secure blockchain based on the Stratis Platform.
Upcoming
Safein
Safein is a blockchain-based single sign-on identity management platform ensuring security, comfort and trust for our customers. With Safein, users can easily demonstrate their true identity online where needed and control the extent of their personal data given out to various service providers.
Upcoming
MeFy
Mefy works on a subscription-based model, where the user of MeMe Care subscribes for yearly subscription allowing them any number of tests throughout the year for the cost of just consumables. Through its eConsult feature it connects worldwide doctors to worldwide patients thereby resolving accessibility issues and with its MeMe Edge device, it provides authenticity to the test conducted.
Active
World Mobile Token
World Mobile is going the extra mile to open a new world. With nearly 4 billion people left offline, digital exclusion is a significant problem. Unlike traditional mobile networks, World Mobile is based on the sharing economy, selling affordable network nodes to local business owners, and so they have the power to connect themselves and others while sharing the rewards. The World Mobile Token (WMT) is a digital token that is issued with the purpose of allowing the participants to provide a service on the network and be rewarded accordingly for it. The primary role of WMT is to incentivise both token holders that want to support the operation of the network by way of delegating their WMT stake to a node operator (stakers) as well as node operators that operate their own node. WMT is the utility token at the heart of World Mobile Chain, a solution developed in partnership between Input Output Global and World Mobile to democratize access to digital, financial and social services in Africa, the first of its kind to go the extra mile and connect the unconnected. The sharing economy enabled by WMT provides the foundation for affordable network nodes, based on the Cardano blockchain infrastructure. These network nodes act as local relays for internet connectivity. Subscribers to these networks will be able to access Input Output’s digital identity solution, Atala PRISM, which will allow them to use services such as digital banking, healthcare and education.