Kloud Token represents a programme of closely interrelated projects to not only solidify the crypto currency world, but also aid in sustainable global development of societies, giving equal opportunity to the citizenry of the world by enabling equitable trade as a basic human right. Speculation-free crypto currency, Equitable mining reward - $10k cap per user each month, 50-year strategic period of operation, bonus tokens for merchant sign-up, 20% cash-back for each purchase with Kloud Tokens, theft mitigation including fully insured tokens, fully serialized tokens, fully traceable tokens, hardware abstraction layer for mining hardware compatibility, fully transparent transactions, tri-level blockchain - public blockchain, cloud chain and middleware chain, advanced business insights and application intelligence, multi-compartment wallet system, custom blockchain, self-perpetuating supply/demand cycle, unrivaled stakeholder performance, strategic plans to integrate legacy financial platforms with Fintech, equitable distribution of non-profit sustainable global development, closing the digital divide, worldwide charity program, vast socio-economic advancement worldwide, hybrid between distributed ledger security architecture with layer of governance frameworks.