2gether is developing the bank of the future, a future where; consumers take full ownership and control of the services they use, move beyond solely interacting with euros and dollars and fully embrace cryptocurrencies and digital assets, and augment their financial decisions through the use of exponential technologies like artificial intelligence, big data and blockchain. We are on a mission to change the way people interact with their finances. We are building a modern mutual organisation where everyone is an owner of their banking experience.

Minerva is the world's first reverse merchant processor. We pay transaction fees to approved businesses integrated within the Minerva economy, we don't charge them. Minerva is a platform designed to incentivize the adoption of its OWL token with a new and disruptive economic model.

INNOU is a digital ecosystem, aiming to become the world’s first completely decentralized multimedia marketplace. Gaming, News Channel, Instant Messaging and the Integrated Wallet are just a few of the modules incorporated in the final mobile app, which we launch. With INNOU we want to bridge the gap between the fiat and digital money systems. Therefore, INNOU will be built as a hybrid model of blockchain technology and classical web services. INNOU will provide secure and transparent transactions, entertainment, messaging services, and an ‘on demand’ platform for content creators. Overall, we follow our strategy to include multiple sustainable features, such as planting trees in deforested areas through the game. The community will be able to create and discover economic niches and earn money while following their passion on a global scale. By implementing the largest cryptocurrencies into one single wallet, we will create a marketplace that is independent from any major currency and enables the users to list, sell and advertise their goods and services.

BlockStorage is a protocol built to connect and abstract all communications with the blockchain, simplifying the user’s life. The current state of cloud storage, with dozens of reports of security issues, the overall perception of lack of privacy, along with the usual high monthly fees calls for a new kind of storage service, one that guarantees data privacy at lower (or no) costs. From those concerns, we envisioned BlockStorage, a storage protocol based on the principles of ease of use and privacy. Built with the casual user in mind, it allows anyone to store and recover any type of file on any existing blockchain, without cost (besides the transaction fee to store the file). BlockStorage leverages blockchain technology to ensure the safest and most transparent storage experience. Our protocol allows users to seamlessly upload files to the blockchain of their choice while taking care of the data encryption and the respective blockchain protocol. And, because of the inherent nature of blockchains, it assures that the data will never be lost. In short, it will store the files for life without any recurring costs.

Founded in 2019 Retreeb is a sustainable fintech. We develop a decentralized, simple and sustainable mobile payment method. It is a free payment service for consumers and relies on a multi-local stablecoin network and Fantom's infrastructure. It allows its users to act in accordance with the universal values of ethics, sharing and solidarity.

Xsure is a decentralized risk management platform that facilitates real-time communication between insurance providers and the end customer. With the help of machine learning and blockchain trust-less governance technologies we have managed to eliminate third parties from the whole insurance life-cycle and turn it into a dynamic process instead of a static one.