The Minter Network is developed by a team of highly-skilled blockchain professionals with three main goals: Everyday use. We provide users with the easy-to-own currency, tailored for daily use; Everyone is the bank. We give the long tail of value providers the ability to issue and manage their own currencies; Everything is liquid. Every coin should have instant and absolute liquidity. To address the first goal, a new cryptocurrency — BIP — is launched. BIP stands for Blockchain Instant Payment, which reflects our vision of fulfilling the real-world need for a fast, efficient, and dependable medium of exchange. The second goal is approached by coin minting. Provider of value — be it a local business, a content creator, or a community leader — can become a coiner, create their own coins backed by BIP, and integrate those coins into their products and services via off-chain Minter Apps, or MApps, in a matter of hours. Finally, every coin has value at any given time and can be exchanged for other coins issued in the Minter network, major cryptocurrencies, and even fiat currencies such as USD, with no limits imposed!