BitMinutes is the first prepaid airtime token to provide low-cost financial services to the world's two billion unbanked consumers. BitMinutes serve as the universal cryptocurrency for enabling global telecommunications providers, retail merchants and a network of trusted agents to offer free money transfer and guaranteed loans to six billion cellphone users. The primary goal of Bitminutes ICO is to provide access to key financial services for over two billion unbanked worldwide.

INVERSE is a DeFi based platform that provides an array of smart-contract features with integrated time-based options. Users have the opportunity to speculate on the drop in value of a suite of Defi coins by utilizing the multiple 'tracking vaults' on the platform. XIV, the protocol's native token, is used to unlock these vaults, and then staked within these vaults for no more than 7 days. As their name implies, these vaults track the real-time price movements of select DeFi tokens (i.e. COMP, AAVE, UNI, YFI). After 7 days, if the value of the DeFi asset being tracked has dropped by a certain percentage, the user will gain a significant percentage yield on the amount of XIV held within the tracking vault. If the price of the DeFi asset does not drop in value beyond the predetermined percentage by the end of the 7-day staking period, the user will forfeit a portion of their staked XIV. Rewards will be automatically disbursed to the user’s web3 browser wallet at the end of the 7-day staking period. Ultimately, INVERSE offers users the option to hedge against the volatility of select crypto assets.

This exchange allows transmission of encrypted and secure documentation, restricting access to third parties and offering access management to these creditable transfers, through an auditable, verifable and secure P2P transaction. These transmissions will be made through a distributed network of nodes located in the main European DPCs, guaranteeing 24x7 availability of information as well as protection against information loss thanks to the redundancy of our distributed network.

Digiwills is a service based on a smart contract that aims to ensure that your digital assets are not lost or fall into the wrong hands. Thanks to the blockchain technology, with this innovative service it will be possible to safely leave all your digital assets. Such as: Access to Cryptographic Portfolios, Exchange, bank accounts, emails and passwords of your social networks and everything that only you have access to. With this service we can leave everything in order for our families to enjoy our digital assets. Decentralized The service will be based on an smart contract in the blockchain, this means that no entity or person will have access or control to the data of the users. Only the users themselves and the successors will have access, once the information is sent to them. Reliable The data will be stored in the blockchain, encrypted with the owner's key. Once in the blockchain there will be no way to alter or read them without the owner’s key. Safe Being a decentralized service, the data will be replicated throughout the network so losing them will be impossible. How it works On the platform, the user will be able to create an account where they can save sensitive data, such as: users and passwords, details of bank accounts or any information they wish to be grouped in blocks (Wills), in the blockchain in a secure way, to these blocks the user can assign successors which will receive the information contained in the block (Will). These blocks (Wills) will be encrypted using the unique key of each user, therefore only the owner will have access to said information and his assigned successors once he meets certain criteria. The service will consume an amount of the Digiwills Token (DGW) daily, as a condition to keep your data retained. If account run out of funds, the system will send the data to successors.

Based in the United States, Moonlighting is a 3-year-old freelance marketplace with a proven track record of empowering people to earn extra money and hire talented professionals quickly. With the integration of blockchain technology Moonlighting will decentralize worker profiles, reward participation, and make hiring and working in the freelance economy trusted, global, and inclusive.