SavAct enables independent protection against online payment fraud. It is based on an integrated mechanism that works without additional fees and does not require a central authority. The mechanism has been submitted for a patent. Content creators gain additional revenue opportunities. The content creator is able to have their own chat, allowing them to make micropayments across platforms. In one obligation for content creators is that they have to stick to the voting result in order to keep the revenue. SavAct enables decentralized websites that are saved on blockchains to protect against attacks and censorship and can be accessed through any modern web browser. The files are also non-fungible tokens (NFT). Free speech is an important measure against scam websites and fake-news. Therefore, the SavAct browser provides a censorship-free comment section for any web page and its sub-pages. Web pages can be awarded with “likes” to generate additional income for the site owner.