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SOFIN

SOFIN

ICO Ended
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SOFIN (SOCIAL FINANCIAL NETWORK) —P2P-lending online service. It is a marketplace platform which brings together creditors and borrowers: (1) Creditor — private individuals, banks, microfinance organizations and funds;
(2) Borrowers — private individuals, individual entrepreneurs and organizations
Loans are issued in the fiat currency of the country where the borrower resides.
This allows the currency to be exchanged through the SOFIN token if the creditor and the borrower are from different countries.
Business Platform Banking
7.7
TOTAL SCORE
6.2
ICO PROFILE

(weight: 45%)

9
TEAM PROOF

(weight: 20%)

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General
Website: Visit
White paper: Read
MVP: Available
Pre-sale Time: 06 Nov 2017 - 09 Nov 2017
ICO Time: 11 Dec 2017 - 24 Dec 2017
Country: Russia
Token info
Ticker: SOFIN
Available for sale: 90,200,000 SOFIN (90%)
Financial
Raised $ 1,302,414
ICO Price: 2.00 USD
Soft cap: 9850000 USD
Hard cap: 157850000 USD
Social media
Links: Bitcointalk
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Medium
2010 Rostov region guarantee fund
Creation of the structure that allows entrepreneurs to obtain the necessary funding through the fund's surety.In three years, the amount of bail was $51 million.
2011 Offline MFO Expressmoney
Opening the network of microloan points where the verification of the borrower (private individual), the legal basis and the highly profitable financial model were obtained. The business was successfully sold.
2012 Opened the Verum law firm
The company provides legal support for construction and investment projects, including foreign investment. The Verum ( verum-law.ru ) team of seven persons forms the Legal Service of the SOFIN company.
2013 Miming rigs, cryptotrading
Creation of own mining rigs. Extensive experience in cryptocurrencies trade, investing in cryptoprojects.
2013 Opened the Elonsoft IT company
Formation of a team with experience in the development of international-level Internet projects, including the creation of MVP for startups. There are 16 programmers now who will be working on the SOFIN platform after the ICO implementation
2014 Private P2P loans to entrepreneurs
Since 2014 and to the present day, a successful experience of connecting people who have money and legal persons who need credit. The interest rate allows each party to earn. To date, there have been no returns. Currently, the loan portfolio exceeds $1.5 million.
August 2016 P2P platform concept
The idea of creating marketplace financial resources on a single window system where individuals and companies can get loans from any people,MFOs, banks. With a minimum and transparent rate in auction mode.<br />
August 2016 Launch of MFO Loan CLub
Building a loan and verification system for borrowers online ( clubzaimov.ru ). Development of scoring software, integration with credit history systems and online processing. Gaining experience of attracting borrowers on the Internet. In this project, we've worked out all the important elements of a future P2P platform, and there are 14 people working in the company.<br />
July 2017 - to date Commencement of system development
Definition of the development financial model. Designation of the technical part of the platform, the interface design, and programming of business logic.
November 6, 2017 preICO
Fundraising on completing the platform, the SOFIN token output on ICO, the white paper and business model adjustment based on feedback from investors and cryptocommunity.
December 11, 2017 ICO
Fundraising on development of the platform, the token output on exchanges, the establishment of the Guarantee Fund and international expansion.
Q1 2018 Token on exchanges
The SOFIN token public offering on the cryptocurrency exchanges for free bidding. Implementation of the token-support strategy and increase it to $20. The direct correlation between the rate growth and the repayment of loans on the platform is achieved through the return of the SOFIN tokens for the transaction bonus payments laid down in the platform
Q1-2 2018 Launch of the platform in Russia and the Guarantee fund option
The first issue of loans through the SOFIN platform from the MFOs partners, early followers, and our own funds. Once the guarantee fund has been launched and the risk of repayment has been reduced, it is planned to attract a large number of creditors.
Q3-4 2018 Launch of the platfrom in the CIS countries
Issuing loans in Russian-speaking countries, starting with Georgia and Kazakhstan and the next step in Ukraine and Belarus. In each country where we will issue loans, a local office will be opened to interact with the verification, scoring and credit history systems for the country. 100% legal purity, which is a distinctive feature of our platform, will be provided. In the same way, local partners in every country are planned for loans . The target of 2018 - 1$ million
2019 Launch of one country per quarter
Great promise and growing market for P2P lending are concentrated in the regions: Asia, Africa and Latin America. The first countries outside the CIS in which we start lending will be Myanmar and Cambodia.
Screenshots taken on 3 Feb 2018
Andrey Tuchkov
Chief executive officer
No participating data
Trofim Zhugastrov
Chief product officer
No participating data
Nikita Lushpanov
Chief blockchain officer
No participating data
Vitaly Slobodin
Chief technology officer
No participating data
Anton Kruchko
Chief legal officer
No participating data
Konstantin Ivanov
Adviser
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