COTI is the world’s first blockchain protocol optimized for decentralized payments, designed for use by merchants, governments, payment dApps and stable coin issuers. COTI Pay, our first app, already boasts a network of 5,000 merchants and 80,000 users. COTI uses a DAG (directed acyclic graph) ledger to address the shortcomings of blockchain platforms that make them unsuitable for supporting mainstream and everyday transactional needs.

Powered by blockchain technology, the little Phil platform is an entirely new way of giving that fixes trust issues with charities using a public ledger, smart contracts and unique digital identities (UDID) to provide givers with the Proof of Need and Proof of Impact required to re-establish trust in giving to charity. Little Phil uses blockchain technology and user experience (UX) designed around a positive psychology framework to allow people to have the oversight, control and emotional connection of a philanthropist, without giving large amounts. People are able to give on their terms through their smartphone and track their giving all the way to the moment it’s received. This will create an engaging experience that makes them genuinely feel the positive impact they have had on their cause. In addition to this, charities will have solutions to their fundraising and exploitation concerns at a much lower cost than they currently incur.

Digiwills is a service based on a smart contract that aims to ensure that your digital assets are not lost or fall into the wrong hands. Thanks to the blockchain technology, with this innovative service it will be possible to safely leave all your digital assets. Such as: Access to Cryptographic Portfolios, Exchange, bank accounts, emails and passwords of your social networks and everything that only you have access to. With this service we can leave everything in order for our families to enjoy our digital assets. Decentralized The service will be based on an smart contract in the blockchain, this means that no entity or person will have access or control to the data of the users. Only the users themselves and the successors will have access, once the information is sent to them. Reliable The data will be stored in the blockchain, encrypted with the owner's key. Once in the blockchain there will be no way to alter or read them without the owner’s key. Safe Being a decentralized service, the data will be replicated throughout the network so losing them will be impossible. How it works On the platform, the user will be able to create an account where they can save sensitive data, such as: users and passwords, details of bank accounts or any information they wish to be grouped in blocks (Wills), in the blockchain in a secure way, to these blocks the user can assign successors which will receive the information contained in the block (Will). These blocks (Wills) will be encrypted using the unique key of each user, therefore only the owner will have access to said information and his assigned successors once he meets certain criteria. The service will consume an amount of the Digiwills Token (DGW) daily, as a condition to keep your data retained. If account run out of funds, the system will send the data to successors.

DATA is a blockchain project initiated and governed by Blockchain Data Foundation Limited ("Blockchain Data Foundation", or BDF from hereafter), a company limited by guarantee to be incorporated in Singapore and governed in a not-for-profit manner. This project is being developed in collaboration with Yomob International Co., Ltd. ("Yomob"), a mobile monetization-as-a-service company.