The Future of Retirement Funding is Fully Regulated Peer-to-Peer Tontines secured by the Blockchain.TontineTrust is developing a distributed ledger platform which removes the cost layers involved in traditional longevity risk solutions such as life-annuities. The Tontines will be administered by an unbiased, mathematically robust "Smart-Actuary" which is expected to deliver variable lifetime incomes for retirees starting 40%+ higher than many traditional annuity products.