ZPER

ZPER

Trading
34,118 Views
ZPER is a ‘decentralized P2P(peer-to-peer) financial ecosystem’ using smart contract technology. Top P2P lending companies and robo-advisors have coalesced to provide a revolutionary method of fund transactions between borrowers and lenders worldwide. ZPER Team members are professionals of P2P field who have been making great contributions for the development of Korea’s P2P markets from 2015 until the market reached 3 trillions. The team consists of P2P business owners, Robo-advisor developers, leading members of credit scoring businesses. Founding members and directors of Korea P2P finance association grant know-hows of the field to empower our team to lead this global P2P alliance project to success.<br /> <br /> *In recent days, ZPER has launched ‘Data Science Competition 2018’ since the mid-August 2018 for developing P2P loan-scoring solutions; over 1,000 of data scientists have applied for the competition worldwide. The competition’s host companies include three major P2P financial corporations—FUNDA, Together Funding and MOUDA, and ZIGBANG, the S. Korea’s largest real estate online marketplace.<br /> <br /> *In November 2018, the ZPER team also successfully developed a PoC test version, ZPERobo Closed Beta Test, for ZPERobo financial platform—a blockchain-based P2P portfolio investment service (expected to launch in 2019), and is going to operate on 25 this month its PoC test with over 15 corporations of major P2P financial service providers, including FUNDA, Together Funding and others, in South Korea.
General
Website: Visit
White paper: Read
ICO Time: 17 Mar 2018 - 02 May 2018
Whitelist/KYC: Whitelist + KYC
Country: Singapore
Token info
Ticker: ZPR
Platform: Ethereum
Token Type: ERC20
Available for sale: 2,200,000,000 ZPR (50%)
Total supply: 1,850,000,000 ZPR
Financial
Raised $ 23,211,600
ICO Price: ≈ 0.0375 USD
Accepting: ETH
Soft cap: 5 000 ETH
Hard cap: 48 000 ETH
Screenshots taken on 7 Mar 2018
2015
Established P2P financial platform FUNDA.
2016
MIDRATE of P2P financial platform established. Olley established P2P financial platform. Financial products recommendation platform FINDA was established.
2017
FUNDA cumulative loan achieved 30M USD. MIDRATE cumulative loan achieved 10M USD. Olley cumulative loan achieved 10M USD.
Jul 2017
Initiate ZPER.
1Q 2018
White paper publication. Partnership with leading P2P financial companies and Robo-Advisor. Token Pre-Sale.
2Q 2018
Token Crowd Sale. Started development of ZPER platform SDK/API. Official Meet up. Launched ZPER wallet beta service.
3Q 2018
Listed on Exchange. PEROBO closed beta service. Official Meat up. Global partnership (3 countries).
4Q 2018
Launched ZPEROBO Official service. ZPER Open Market service bets test. Global partnership (5 countries).
1Q 2019
Opened ZPER Open Market Official service. ZPER Data Monetizer Beta Service. Expansion of overseas partnerships (10 countries).
2Q 2019
Opened ZPER Data Monetizer Service. Global partnership (15 participating countries).
3Q 2019
Expansion of global partnership (20 participating countries).
ICO List
Other Interesting ICOs
Active
BitMinutes
BitMinutes is the first prepaid airtime token to provide low-cost financial services to the world's two billion unbanked consumers. BitMinutes serve as the universal cryptocurrency for enabling global telecommunications providers, retail merchants and a network of trusted agents to offer free money transfer and guaranteed loans to six billion cellphone users. The primary goal of Bitminutes ICO is to provide access to key financial services for over two billion unbanked worldwide.
Pre-Sale
UNIMOON
“You’ve got to start with the customer experience and work backwards to the technology. You can’t start with the technology and try to figure out where can I sell it.” -Steve Jobs UNIMOON is tokenizing on Polygon Matic. We are building a layer 1 solution building on substrate and auction for a Polkadot parachain. We will be the first interoperable decentralized social media network partnering with Storj for our decentralized cloud data storage needs. Enabling users to have full ownership and control of their personal information where it is displayed and how it is displayed utilizing blockchain technology for storage of key information. UNIMOON is bridging the gap between web2.0 to web3.0 solving the greatest issue of adoption for blockchain technology in the simplest way possible starting with the user experience.
Upcoming
Elements Estates
"Elements Estates is creating a Blockchain-based platform with underlying unique portfolio of real estate deriving from banks’ distressed assets. The platform will offer the ability to utilize ELES tokens through purchase or rent of real estate and other services, all primarily related to newly developed and modern properties in platform ownership. Elements Estates is giving you the opportunity to get involved in something that will enable growth of token value from unlocking the hidden value of the distressed assets deriving from non-performing bank portfolios, usually reserved for major players."
Active
Origin Protocol
Origin is building a platform that enables the creation of many decentralized marketplaces, allowing buyers and sellers to connect and transact directly on the blockchain. The company is building a set of protocols, developer libraries, and a decentralized application using the Ethereum blockchain and IPFS, with an initial focus on disrupting sharing economy marketplaces. Origin's mission is to reduce or remove transaction fees, promote open and transparent commerce, redistribute value more fairly to buyers and sellers, and empower the 2 billion currently unbanked individuals around the world to participate in digital marketplaces.
Upcoming
GoRecruit
GoRecruit is an AI recruitment system based on blockchain technology, which offers a new way of evaluating job applicants. The AI system, being a convenient online service, enables making HR decisions based on the analysis of data from social networks and publicly available sources. To select applicants for an interview, one does not need to spend several hours for processing and analyzing the data: one will acquire the detailed information with recommendations immediately after the authorization of a candidate in the GoRecruit system. This approach will make access to vacancies more open, eliminate human error in hiring, as well as reduce the cost of HR service by optimizing routine work.
Active
Armacoin
Our Armacoin GZM coin is specially designed for advertising companies, various media, various greetings registered on the basis of blockchain. Each new message will not be overwritten by the previous one, but will be supplemented. These advertisers can be quite a lot and each of them will receive a payment for their advertising message. The cost of this one message will be 1 GZM. A specific function and variable were added in this coin. The function «Set-Messange» and the global variable «Messange» that is permanently stored in the blockchain. The «SetMessange» function adds a line to the «Messange» function and the 1 GZM is removed from the account of the one who calls this function and transfers this 1 GZM to the advertiser's account. This coin is like a prototype of a Billboard, where the owners of this token, that is, advertisers, can place a message in the contract line for only 1 GZM. The advertiser can place this message on the billboards in different cities, on websites and all visitors will see what is specified in the global parameter of the messange. This coin was created on the ERC-20 contract. The total number of issued and coins for mining does not exceeds 1 billion. The mining of this coin is also unique because it allows to generate GZM tokens with low power renewable energy. This leaves most of the green energy to use for the network, while the miner can use the opportunity to acquire new tokens. We are also developing applications for this smart contract and will give the opportunity to mine these tokens using renewable energy sources, various gadgets with installed pedometers apps, electric vehicles, fitness bracelets and much more. Everything will be done for environmentally friendly and safe mining, as well as for the stimulation of a healthy lifestyle of the people living on our planet. We will encourage everyone who cares about the purity and ecology of our planet.